Monthly Archives: May 2015

Man weighs money on a scale / Man wiegt Geld auf einer Waage

Top 10 Tips: How to Save Money without Living Cheaply

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You don’t need to be a millionaire to live an enjoyable life. Here are the top 10 tips on how to save money and at the same time live a good life, and I mean a really good life. Live your dreams without tightening your budget to a point which...
Young woman agonizing over financial calculations in her kitchen / Junge Frau quält sich mit finanziellen Berechnungen in ihrer Küche

Always in the Red? Control your Banking Behaviour!

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Recently, an old friend came along and asked me to have a look at his finances. Despite the fact his monthly net pay was in the region of £2,500, his overdraft was constantly rising. He often found it quite difficult, especially at the end...
Cartoon: Businessmen look on as old timer uses divining rod / Geschäftsleute sehen seinem alten Mann mit Wünschelrute zu

What You Should Know About Value for Money & Personal Finances

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The crucial importance of truly understanding the concept of ‘Value for Money‘ first dawned on me when I was appointed by a school in England to sort out their finances in 2003. Despite being a well-funded state school their budget...